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FORMAS PARA PAGAR TU PRESTAMO DE AUTO MAS RÁPIDO

#TOYOCARSTIPS 6️⃣ MANERAS DE PAGAR TU CREDITO DE AUTO MAS RAPIDO⚡

 

✅ Averigue si hay una penalización por pago anticipado.

 

✅ Realice 2 pagos al mes dividiendo la cuota mensual por la mitad y haciendo pagos quincenales se añade un pago extra, 13 pagos en 12 meses. Este método le ayuda a ahorrar en intereses, ya que está pagando el saldo más rápidamente.

 

✅ Realice pagos más grandes para liquidar el préstamo más rápidamente, aumente la cantidad a pagar, asegurándose de que la cantidad adicional se destina al saldo principal, no a los intereses.

 

✅ Refinancie para obtener un tipo de interés más bajo si su puntaje de crédito, sus ingresos y/u otras circunstancias financieras han mejorado desde que pidió un préstamo para un vehículo.

 

✅ Aplique las devoluciones de impuestos o bonos, con esto puede reducir el saldo de su préstamo del auto de forma significativa.

 

✅ Realice un pago inicial mayor. Aumente el pago inicial (Downpayment). Su préstamo de auto será menor y puede darle la opción de pagar el auto mas rapido.

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